Self Employed

Combine your mortgage with grants or low-interest assistance to reduce upfront costs and make your down payment and closing expenses more affordable.

Use your liquid assets as qualifying income, allowing retirees and high-net-worth borrowers to secure a mortgage without relying on traditional employment income.

Buy in eligible rural or suburban areas with zero down payment, competitive rates, and flexible guidelines backed by the USDA.

Use your 1099 income instead of tax returns to qualify, giving independent contractors and freelancers a straightforward path to mortgage approval.

Use your CPA-certified profit and loss statements to qualify, turning strong business performance into flexible mortgage approval without traditional tax documentation.

Qualify using your bank deposits instead of tax returns, giving self-employed borrowers an easier path to homeownership with flexible, high-amount financing.