The 12/24-Month Bank Statement program provides self-employed and business owners a straightforward path to mortgage qualification using 12 or 24 months of bank statements instead of traditional tax documents.
12/24-Month Bank Statement Mortgage Program
Combine your mortgage with grants or low-interest assistance to reduce upfront costs and make your down payment and closing expenses more affordable.
Perfect For:
- Self-employed borrowers
- Business owners with variable income
- Borrowers seeking simplified income documentation
Benefits
- Qualify using bank statements only
- No tax returns needed
- Flexible income calculation
- Competitive rates